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Requirements to apply for a loan without payroll.

In order to apply for quick loans without payroll, it is necessary to comply with the following measures:

  • Being over 18 years. Not available for elderly people.
  • Provide an identity document, that is, a valid ID.
  • It is important to reside in Spain.
  • The applicant must be a carrier of a bank account, as this will be the destination of the funds when the loan has been approved.
  • On certain occasions, it is important to justify that you have the necessary resources or sufficient monthly income to be able to repay the loan.
  • It must not appear on delinquent lists, nor appear on the ASNEF.

Properly said, before requesting a loan without payroll, you have to be aware of your financial situation to be able to meet the fees. Also, try to search exhaustively for a type of financial entity that consists of payments, provided with excellent fees, for convenience.


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